O INSS is making changes to retirement simulator to discard the parameter that considers the highest income in the final calculation of the benefit, according to the rules of the Social Security Reform. Law 14.331/2022, which came into force in May of this year, ended the norm of Law 8.213/1991, which allowed disregarding contributions with a lower value to calculate the haze to be paid by the INSS.
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Previously, the insured person was required to have a minimum of 180 contributions to reach the required period of entitlement to retirement. In addition, the taxpayer could renounce almost all of his work activities in favor of a single one that had a greater value, favoring the payment of the benefit.
In a note, the INSS reported that the simulator is currently “temporarily unavailable until the system is adequate to the legal changes brought about by Law 14,331/2022, which amended Law 8,213/1991, with new parameters for calculating value". In the same note, the institute recalls that the calculation of the average salary "is only available to those who have been applying for retirement for five years".
The new law also does away with the rule that calculates the sum of all your wages, and divided by 60%, which would be the minimum divisor. This had the objective of preventing, due to the establishment of the Real Plan in 1994, that people retired with a value greater than what they contributed, in view of the appreciation of the currency. The rule helped in this case, but harmed workers who contributed high amounts in Cruzeiro, before the Real Plan.
Currently, when retiring by age, the INSS must calculate the average with the 80% highest salaries of contributions from July 1994. Next, it uses 70% of the average plus 1% each year of contribution to compose the benefit salary.
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