According to some changes established in the Social Security Reform, the age to reach retirement was modified. Until the year 2019, there were some characteristics necessary to obtain retirement. However, they have become stricter. Based on this, we aim to resolve some doubts regarding retirement by age. Check out!
Who is entitled to retirement and what is the minimum age?
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First, according to the current rules, without considering the transitional regulation, those who are entitled to retirement are:
- Men who are 65 years old and have contributed for at least 15 years;
- Women who are 61 years and six months old and have contributed for at least 15 years.
However, these numbers will not be permanent, since according to estimates, in 2023 the female age will increase to 62 years. For those who joined the General Social Security System (private company workers) after November 2019, the minimum male age of 65 years, the minimum female age of 62 years and the minimum contribution time of 20 years for both.
Is it possible to retire before the expected age?
Yes, for those who meet the necessary requirements, there is this possibility. The basic rule used to reach retirement is the minimum age, however, the contribution time also has its value. Therefore, if the individual has already reached the minimum contribution time, there is a possibility of forwarding his retirement before the stipulated age.
But, if the worker has not yet reached the determined time, it will be necessary to reach the minimum age, added to the contribution time.
“For those people who, at the time of the reform, were close to meeting the requirements previously demanded for the retirement, there was the institution of transition rules, with the purpose of reducing the impacts of the legislative modification”, explains André Erhardt, Federal Prosecutor and Professor of the Post-Graduation in Process in the Superior Courts of Faculdade Presbiteriana Mackenzie from Brasilia.
After the rules update, is it possible to retire before the expected time?
According to established rules, the answer is no. However, there are exceptions. An example that can be used is the case of policyholders who can prove that their contribution time is over 15, 20 or 25 years. Therefore, the minimum age decreases to 60, 58 or 55 years.
Rules for teacher and rural retirement
Teachers also have some modifications regarding the obligations to retire. Look:
- Women have the age reduced to 57;
- Men have the age reduced to 60.
However, even so, it is necessary to prove the contribution for 25 years, exclusively in the effective exercise of teaching functions in education.
“With regard to rural retirement, the minimum age of 55 years for women and 60 years for men was maintained, with a requirement of 15 years of contribution for both”, says the professor.
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