Do you have difficulties managing your money? If your answer was positive, then it is likely that this has already brought you several problems, especially in times of financial insecurity.
In this case, a Japanese method called kakeibo could be the answer to your prayers. Understand!
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What is Kakeibo?
In literal translation, the word Kakeibo means “household financial book”. The method consists of writing down your monthly income, fixed and variable expenses, and calculating the amount available for superfluous expenses and savings.
That way, you get a clear view of how your money is being spent and can identify areas where you can to save money.
Kakeibo's focus is to provide greater awareness of expenses, so that the person understands why they made an expense and whether it was really necessary.
In addition, it encourages the user to set financial goals and reflect on the best ways to achieve them within the stipulated time frame.
Advantages of Kakeibo
Adhering to the Japanese method brings several benefits, including:
- Awareness of expenses and expenses, enabling a more efficient financial organization;
- Control over your own expenses, so that you can know exactly what each portion of the budget was spent on;
- Opportunity to learn to manage your money effectively, which can be useful at different stages of life;
- It is a simple method, which does not require knowledge in administration or the use of modern tools.
How to join Kakeibo?
To implement Kakeibo in your daily life, you will only need a notebook and a pen to take notes.
Supporters of the method say that writing down your income and expenses makes you create a more personal connection with your finances, giving you a sense of greater control over money.
This process must be done continuously to ensure its effectiveness. In this way, any expense, no matter how small, must be itemized in the physical book.
Over time, it will be possible to monitor the monthly evolution of finances, in addition to seeing points of improvement, where it would be possible to save money.
Kakeibo helps us better understand our consumption habits and make more informed decisions. With this, it is possible to have a more balanced financial life, which allows you to achieve great economic goals.
