Debts are part of life for many Brazilians. With them also come headaches and sleepless nights. It is not always possible to settle a particular account, so asking for a loan from the bank becomes a quick option to get rid of the problem. That's why institutions like Banco do Brasil (BB) have payroll loans to make life easier for their customers. What are the advantages of a loan at BB? Look!
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Banco do Brasil released loans to its customers:
One of the largest financial institutions in the country has a payroll loan modality to guarantee its clients help to pay their bills, make investments and make their dreams come true. And to pay for the loan made, it deducts the amounts directly from the client's source. This can be in the paycheck, payslip or INSS benefit.
It is important to remember that this procedure offers lower interest rates than other lines of credit offered by other banks. Did you place your order? To verify that the loan request has been approved by the bank, the citizen will need to access the current account and check if the payroll amount is there.
If the request is approved, the amount is made available immediately.
How to follow up on the loan application?
To accompany this order, the customer has two alternatives available:
- Enter the Banco do Brasil website, access the “Loan Menu” and “Follow Credit Proposal”;
- Check through the Banco do Brasil application.
In this way, if the payroll loan has been released and the procedure has been carried out correctly, the credit is released, and the customer will soon be able to use the requested amount.
What is needed to apply for the loan?
Below are the minimum requirements to be able to request a payroll loan from Banco do Brasil:
- The beneficiary needs to have a considerable minimum margin available with the employer;
- It is necessary to have a credit limit available at the bank;
- The customer needs to have an active agreement with BB in order to receive the benefits deductions from the payroll.
Advantages of the Banco do Brasil payroll loan:
As previously reported, the institution offers lower rates than competing banks. Below are other benefits of turning to BB for loans:
- Monthly and fixed installments;
- Payment of loan in up to 120 months;
- The maturity of the first installment is 180 days after contracting the service;
- The loan is deducted directly from the location of the customer's choice, and can be from the payslip, paycheck or INSS benefit.
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