PicPay endsinannounceonenewmodelin performance so that your customersgetprofit more with your money. You users now have a chance to grant loans to businesses through the PicPay application, pprovidinglike thisa returnover the investment inuntil 20.15% per year, whaté in about147% of the CDI. Understand better how this new feature will work.
According to the company, you users what haveaccount chain they canto offer you resources available at yourboxes for companies without charging Taxes on Financial Operations (IOF).
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WithThecreationof thisnewresource, individuals will beable to grant loans for paythe projects from big companies, mainlyto theofGroup J&F, like JBS, Floraurbanism and Ambar Energia. At thehowever,Theamountmaximum,whatmay be made available by customers for these investments is R$ 15 thousand, at least for now. The intention is that, withOtime,newscompaniesbeincludedat the program in investmentsofPicPay.
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Asthey goto happenthoseloanscorporate?
Peraccountof thisnew feature, to theamountsrequestedbycompaniesthey goto bedividedin quotas of actions It is distributed in between your investors. As previously mentioned, the maximum amount to be borrowed is currently BRL 15,000 per investor user, according to the lending rules. Your deadlines, fees returnof investment and the risksvary in agreement as that is stipulated in the contract.
Perthat, companies must pass per analyzes in credit.That from theto the investor access to a documentcontainingdata about the healthtributary of each “candidate” for the loan It is the risk onthe investment to be done. Thus, customers will have the chance to decide whether or not they want to join the available investment.
To access this feature in your app, you need to follow this step by step:
- Enter your PicPay application;
- Click on “Wallet”;
- Then click on “Invest” and then on “Invest at theClub of Loan”;
- So, you will have to choose whether the investment will be for “Companies” or “Individuals”.
From this novelty, OPicPayenlargeyouroffer in loansP2P what if become the biggest fintech,whatoffersthatmethod for companies and people physical in the same platform.
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