Microentrepreneurs can apply for credit with reduced interest rates

Individual microentrepreneurs (MEIs) are self-employed professionals who now have a CNPJ. Thus, they gain several facilities, including opening bank accounts for legal entities, issuing invoices and requesting loans with lower interest rates.

Agência Fomento Paraná, from Casa do Empreendedor, has a credit program that serves companies with revenues of up to R$ 360,000 a year, with interest of 0.45%. Learn more about this line below.

see more

Ninth economy on the planet, Brazil has a minority of citizens with…

White goods: see which products the government wants to reduce…

See too: Is the Brazil Aid benefit invalidated for MEIs?

The special credit program

The special credit program is developed by the Development Agency of the state of Paraná, Casa do Empreendedor. The loan is intended for individual micro-entrepreneurs and micro-enterprises that have a specific income with special interest rates.

For micro and small companies, this is a way to expand their business, adding more technology, equipment and working capital.

Interest rates are considered the lowest on the market, as they range from 0.45% to 1.55% per month, depending on the loan. With this, many companies can benefit in order to expand their market.

What are the requirements and how to apply?

Casa do Empreendedor is responsible for intermediating the granting of various loans. In 2021, approximately R$743,000 was financed, in addition to approximately R$877,000 in 2020 and more than R$962,000 in 2019.

Due to the low interest rates, many people are attracted, but there are some criteria for granting these loans. This is because they vary according to the time of operation of the company. Thus, the fewer years of existence, the lower the loan amount. In addition, every customer has a period of 36 months to settle the debt and a three-month grace period to start paying.

To find out more about applying for a loan, just access the Fomento Paraná website (www.fomento.pr.gov.br) or call (44) 3624-8065.

What are the chances that the Single Registry will distribute CNHs for free in 2023?

In 2023, the thousands of Brazilians registered in the Cadastro Único will be able to receive yet...

read more

BPC will have a NEW value from January; check the calendar!

The national wage floor has great influence in several sectors in Brazil. At the INSS (National I...

read more

Nubank decides to block a widely used function in the application

recently the Nubank chose to further strengthen the security of its customers against possible fr...

read more