As one of the first platforms to launch an investment tab, Nubank guarantees a higher yield than savings. In order to help newbies in the world of investments, we separate here some important information, such as, for example, what is the income of R$ 1 thousand with 100% of the CDI. See below!
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Since its founding in 2014, several people have opened accounts at the digital bank, and one of its main attractions is the exemption from annuities and transaction fees. In addition, for those who want to save, income is also a great quality of Nubank.
Nubank investment tab
First, it is necessary to understand what the CDI represents. This is an investment indicator that means Interbank Deposit Certificate, that is, it is a loan that one financial institution takes from another to end the day in positive.
After understanding its meaning, let's talk about yields, which are dependent on the CDI in fixed income investments. At Nubank, this yield is 0.73% per month. However, in savings it drops to 0.50% (considering the Selic rate at 11.75%).
Thus, just with this comparison, the difference in monthly income is already noticeable. Putting it into values, it means that if an individual deposits R$ 1 thousand in the Nubank account, in an average of two years, his income will be R$ 203.42. On the other hand, in savings and in the same period of time, the income value would be R$ 129.12.
The benefits of investing in income
In order to have greater control of financial life, it is very important to understand how income works in the Nubank, because that is how each client can analyze which are the best alternatives to improve the finance. But it is not just the income that attracts Brazilians to this fintech, as there are other benefits such as free and unlimited transfers.
Since 2017, Nubank has focused its energies on developing new services and now, fortunately, it is now easier to open accounts, since the bank only requires new customers to be over 18 years old, with Brazilian nationality and to have their CPF in order.
