The advent of technology brought with it several facilities for everyday life that society did not think of experiencing before. However, this dynamic is always dialectical, on one side gains and losses on the other, this inevitably occurs naturally. In this way, advances in bank digitization and the invention of Pix, the payment system created by the Central Bank, boosted the closure of bank branches.
According to data from the Brazilian Federation of Banks (Febraban), today, only 3% of the 100 billion banking operations are carried out in branches. Last year alone, 1,017 bank branches closed their doors in Brazil, or almost four (3.85%) per day. According to data from the Central Bank, Damolândia, in the interior of Goiás, is one of the 438 cities that have been left without a bank branch since 2016.
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A resident of the city, Augusto, said that “older people would already go to the agency and receive, go up the street and pay, buying again. Nowadays people go to Inhumas to receive money and in Inhumas they spend it too”, reporting on the nearby town of Damolândia — about 30 kilometers away where there is still a bank branch. The resident also comments that when the branches closed, in fact, the city's population did not know how to use/had not adapted to the use of credit or debit cards.
Over time, card machines were adopted by businesses and, with the arrival of the Pix, sales gained momentum, “many people have a card today or sometimes pay at Pix, but they are more new. Older people are not used to using cards. Paying on Pix, it's not even said ".
However, in Damolândia, there is a lottery that allows deposits, payments, withdrawals and loans, but according to the city's finance secretary, Lucélia Joventina Alvarenga, the site cannot meet all the city's demand. population. However, he also points out that digital banks are starting to be used by most people after a mobile internet operator started operating in the city.
It is also essential to highlight that the City Hall has been looking for financial institutions that are interested in establishing themselves in the city. The mayor is optimistic about the current conversations with Sicoob and argues that opening an agency would be urgent, reporting that “the biggest challenge what we have in the city is the generation of jobs, but I think the question of the agency is fundamental, because which entrepreneur comes to the city if he doesn't have one Bank"?
Daycoval bank, specialized in credit for companies and individuals, exchange products, asset management and investments, is betting on opening a branch in the city.
Geographer and pseudo writer (or otherwise), I'm 23 years old, from Rio Grande do Sul, lover of the seventh art and everything that involves communication.