A Nubank is a Brazilian financial technology company that offers digital services such as bank accounts, credit cards, loans and investments. Last year, the company launched “little boxes” in which customers could keep and separate their money by objectives.
According to the financial services company, the idea of the Little Boxes was born out of a customer need. That's because people asked for a solution that would help them save money in a more organized way, separated for their different plans. In short, the boxes serve to separate an amount of money for each of your goals, defining how much you want to save in each of them.
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Change in Nubank boxes
On the next 20th and 21st of February, it will not be possible to redeem the Little Boxes, composed of RDB Daily Rescue and Fundo Nu Reserva Immediata. These operations will be suspended until Ash Wednesday, 22. For this reason, if you wish to make any changes, you must advance the process this Friday, the 17th, or wait until the return of the
Carnival. It is worth noting that redemptions requested after 2 pm are processed on the following business day.Only the Emergency Reserve will have immediate redemptions available on these two holiday days. The main reason for this to happen is because the resources are allocated in a fixed income security with daily liquidity, the RDB. In this way, only those who have applications aimed at times of emergency will be able to withdraw the money at any time, including during the revelry.
On the day of the announcement of the change in the boxes, Nubank also announced that it recorded revenue of US$ 1.45 billion in the fourth quarter of 2022, growth of 112% compared to the last three months of the year previous. The balance released to the market shows that defaults increased by 5.2% in the same period. Delays over 90 days were the highlight of the period.
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