A retirement it is a dream of many Brazilians, but there are citizens who are frustrated when they find out how much they will receive after retiring. However, there are ways to get a more advantageous benefit and we have listed some of them. Keep reading this article to find out how to increase retirement.
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How to increase retirement and have a more advantageous benefit?
Both people who are yet to enter retirement and those already retired can get an increase in the benefit. In the case of those who already receive it, there is the possibility of asking for a review of the benefit and, for those who have not yet retired, the tips below can help!
- Recognize all the work done throughout your life
The National Register of Social Information (CNIS) is a document where all data relating to worker contributions are recorded. This information is essential, as the CNIS is analyzed by the National Institute of Social Security (INSS) after applying for retirement.
Confirm that all information on the CNIS is correct. It is essential to ensure that all activities carried out are in the document, including informal work, young apprentice, military service, among others.
- Unhealthy and/or dangerous activities
This tip is very important if you have had special activities during your working years. After all, as you certainly know, anyone who has worked in places with unhealthy or dangerous conditions is entitled to Special Retirement.
It is common for workers who carry out special activities to change their role in the company or change professions. For this reason, they may end up not reaching the minimum time to get the Special Retirement.
What a lot of people don't know is that it is possible to adhere to a differentiated count to convert the period worked into unhealthy or dangerous activities during normal contribution time, which can accelerate retirement and increase your value.
- rural work
Workers who performed activities in the field, even for a short period of time, can use that time to get an additional amount in retirement. Therefore, if rural work time has been excluded from the calculation of retirement, it is important to request a review.
- Withdraw contributions that reduce the benefit amount
Initially, the INSS makes an average of all your contribution salaries, counted from July 1994 or since when you started to contribute. Once this is done, a reducer can be applied starting from this average, or not.
In practice, currently, after the Social Security Reform, when the insured spent at least 15 years paying the INSS, it is possible to discard the contribution periods that reduce the value of the retirement. A lawyer is the trained professional to better guide you on how to do this.
- Labor lawsuits
This information is little publicized, but workers who won a lawsuit against their former boss can include the registration of the process in the CNIS and, in this way, the calculation of the retirement can generate a more advantageous.