FGTS withdrawal can be made after 3 years without formal work

The FGTS (Employment Severance Indemnity Fund) is a right of all workers provided for by the CLT. In summary, the benefit is like a reserve fund that was developed with the aim of supporting the worker in case of dismissal without just cause.

However, it is not just this unfair dismissal that guarantees the FGTS, as the redemption can be made in other situations that are also provided for by law. In this way, it is possible to withdraw money from the fund, for example, when you retire, when you turn 70, in cases of public calamity and some other reasons.

In short, those citizens who have been without a job for 3 consecutive years will be able to withdraw their total FGTS balance. However, the person will be able to redeem the amounts available in all accounts that are linked to the fund. Since, for each employment relationship that the person had, an account is created so that the FGTS deposit can be made month by month.

Therefore, it is qualified for withdrawals that have been for more than 3 years in a row without registration in the portfolio, or that is, working in some activity informally does not make it impossible for citizens to have access to amount. Therefore, being unemployed does not mean not having a formal job, in these cases, the rescue it can only be done from the month of the person's birthday, after completing the 3 years without work formal.

If the person is interested and meets the criteria that were shown here, they must make a request at Caixa Econômica Federal, which is the body responsible for transferring the FGTS. Therefore, it is necessary to carry the required documentation, such as a photo ID, registration number, PIS/Pasep/NIS and the work and social security card (CTPS), with the objective of proving the time without an employment relationship.

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