Have you ever considered buying a gamer computer or a state-of-the-art cell phone financed? The new mode of credit created by Banco do Brasil, called BB Crédito Tecnologias, has the premise of enabling the purchase of these items installments in up to 60 months, with low interest rates and the possibility of postponing payment for up to two installments year. Know more about BB Tecnologias credit line.
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Learn more about BB Credit Technologies
In a globalized world that is increasingly dependent on technology, many people still do not have access to cell phones or high-end computers. What for some may be a luxury, for others represents an opportunity for financial growth: many digital influencers, such as TikToker Luva de Pedreiro, for example, it would be difficult for them to reach the same status if it weren't for access to the internet and publication of good quality videos, made by a good cell phone.
Thus, encouraging access to advanced technologies can be important for families that, for example, do not have a high credit limit to pay for a product in installments. In this sense, Banco do Brasil launched the BB Crédito Tecnologias credit line. Find out more about the program and how to hire:
Interest rate and credit line details
Ricardo Sehn, executive in the area of loans and financing at Banco do Brasil, pointed out that the bank is expected to invest around R$60 million in the credit line in 2022.
Those who wish to hire the modality can pay the entire value of the product in installments - no down payment is required -, with interest from 1.83%. The bank offers the option of 59 days to start paying.
How to carry out the contract?
Membership is done through the Banco do Brasil application. To do this, just look in the "Loans" menu. There, select the option ”Contract Financing” and press the option “BB Crédito Tecnologias”. The bank will carry out your credit analysis and, if it is available to you, just inform the value of the device/machine and the CNPJ of the store that will sell you the product.
What is the deadline for payment?
It is worth remembering that the store must be in agreement with Banco do Brasil and the credit line. In addition, if there is a month in which it was difficult to pay the installment, it is possible to suspend the payment for one or two months, annually. The maximum payment period is 60 months.