The number of app drivers is increasing in Brazil. It is because of this significant increase that the companies of these applications are making improvements in the conditions of work for collaborators. This is the case of Uber, which recently launched a personal credit line for its drivers and couriers in Brazil.
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This single-value loan, which varies between R$1,000 and R$10,000, has an interest rate of 2.99% per month. The total term for repayment of the credit is up to 18 months.
Know who is eligible to apply for the loan
Initially available only to partner drivers who are part of the Diamond and Platinum categories of Uber Pro, the “Uber Conta Crédito Personal” has as its main objective to help its collaborators to obtain an extra income precisely by offering this type of possibility.
The company still has plans to expand this function to all categories of app drivers. What is happening now is a test as the first stage of the process. After an undetermined amount of time, the company will assess people's adherence to the benefit and will decide what will be done based on this assessment.
How will this function work?
O Uber Accounttransferthe earningsimmediately after every trip or delivery.
The payment of the loan will work in the same way: the company will debit the amount of the monthly installment of the driver's earnings, so it will occur as if it were an automatic debit. They will begin to be made 28 days before the maturity of each installment, with a grace period of up to 80 days.
“A Uber Account was created to bring agility atlife financial of partner drivers.Ourambition é to arriveThe all partners from the Uber,whatadd up more than 1 million of people in Brazil.This one and more onestep to increase our insertion togetherto that public permeans of offering personal credit.On the last year, we have already been able to better understand the profile of the drivers who useThe Uber Account, what usallows to offer loanTheonepublic who often have difficulty at the access to it is option in many institutions”, explained Marcelo Scarpa, executive director of Digio, the company that operates Uber Conta.
Uber Conta's financial products come from a partnership between the companies Uber and Digio, where one has the expertise of the digital platform and the other enters with the digital bank.
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