The consequences generated by the COVID-19 pandemic in Brazil, along with economic mismanagement, led to a scenario of very serious financial crisis, exponentially increasing cases of default.
Depending on the worsening debt, the Court may determine that household appliances be pledged to settle the debt. This situation leaves thousands of families in a situation of fear, fearing losing essential items in their homes. Having said that, if you are in this situation and want to know what is pledged in case of debt, check out the full article and check it out!
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What happens upon indebtedness and default?
Currently, there is a scenario of impoverishment of the population, with about 77.4% of families accumulating debts, according to the report carried out after the last monthly balance of the Consumer Indebtedness and Default Survey (Peic-CNC).
As a result, the possibility of families having their assets seized due to debts has increased considerably. Furthermore, due to the needs of the population, the new types of credit that emerged ended up making the situation even worse. problem, since currently the National Congress is still running the possibility of houses also being used as guarantee.
Why does the seizure happen?
Attachment tends to occur when an asset is blocked due to a debt. It may happen that it is undone if the debt is settled before the good goes to auction. In this way, any debt can be questioned in court as a way of guaranteeing payment.
In the case of debt related to any overdue tax, the responsible Treasury bodies have the prerogative of execution, pledging the amounts available in the account. However, when the debt is in relation to a private company, it is necessary that the collection goes to court.
It should be noted that not all assets can be seized. Amounts referring to the survival of those who owe, such as salary, retirement or pension should not be pledged, as well as in the case of vehicles used for sustenance. The property, if it is unique and serves as a home for the family, is also unseizable.
