One of the credit cards most desired by Brazilians is the Nubank. Due to its various benefits and ease, the famous purple has become a true object of desire among consumers. However, one of the points that ends up disappointing new customers is the limit initially released on the credit card.
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To define the released limit, Nubank evaluates aspects of each customer's financial history, in addition to their spending profile. If consumers have the habit of paying bills in installments or delaying payment, the amount available will be lower. On the other hand, those who are up to date with their bills and have a reputation as a “good payer” get a higher limit on their Nubank credit card.
Therefore, having a low score on Serasa or having outstanding debts are negative points when applying for a card at Nubank. However, there are some possibilities for fintech customers to increase the purple limit.
How to increase the Nubank limit?
Some consumer behaviors can improve their financial history and positively influence the increase in the Nubank card limit. Furthermore, not paying your card bill in installments and concentrating all your spending on the purple one also increases the chances of getting a higher limit.
Another tip is not to spend more than you can afford. This is because paying the invoice in full is essential to improving your financial history. Still in relation to paying the invoice, an extra tip is to pay the invoice in advance, before the due date arrives.
Finally, it is important to keep your data, such as income, updated in the application. Therefore, the analysis of limit increase requests will take into account the consumer's current financial situation. To update the data, simply access the Nubank application and click on the profile icon. Then, select the “Edit profile data” option and enter your current monthly income and other requested data.
