Check out the changes to the Casa Verde e Amarela program

The Federal Government published in the Official Gazette new rules for the selection process of families low-income families who are eligible to participate in the Casa Verde e Amarela program. The novelty is that now the municipality will be responsible not only for computerizing the records, but also for the process of housing plans, deadlines and forwarding of the documentation.

Check out more information about the changes to the Casa Verde e Amarela program for the selection of new families.

Read more: Own home: Subsidy from the Casa Verde e Amarela program will increase

What is the Casa Verde e Amarela program?

Replacing Minha Casa Minha Vida (in operation since 2009), the Casa Verde e Amarela program is the federal government's main housing program for the low-income population. The idea of ​​these two programs is essentially the same: to help people who are unable to obtain quality housing in situations permitted by law.

What is the change from the previous program?

One of the major changes in the new program in relation to the old one (Minha Casa Minha Vida) is the number of income brackets that serve the population. Formerly there were four bands, the first of which was interest-free. In practice, today this lower range no longer exists, as well as the interest exemption.

Currently, at least five income brackets have their own financing circumstances, with rates starting at 4.25% for FGTS quota holders in the North and Northeast regions. This is because the government understands that the biggest housing deficits are in these regions, which is why interest rates are lower.

Changes to the selection of families to the program

To be eligible for this government housing program, families must meet the requirements listed below. Check out:

• Have a gross monthly family income of no more than R$2,400;
• Have some housing shortage, for example: precarious housing; excessive rent burden; cohabitation; excessive crowding; temporary social rent or homeless.

This program will prioritize women who are heads of households, families that have members with disabilities, elderly, children or young teenagers, as well as the needs of families who live in dangerous environments and vulnerable. In addition, according to the established changes, municipalities now have the freedom to use other criteria to select the families that best suit the local context.