Not familiar with prepaid cards? They are a novelty that can be advantageous for you. Therefore, with the intention of innovating, Banco Inter offers a modality that gives cashback on its prepaid cards. Keep reading to understand and evaluate if it's worth making one for you.
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What is it and what are the types of prepaid cards?
The prepaid card is one that you need to load before using it. That is, you don't pay an invoice and you can't even pay your purchases in installments like with credit cards. On the face of it, it is more similar to debt, but still brings some differences.
In this sense, it brings some advantages, such as, for example, the fact that even if you are negative or do not have a bank account, you can request a prepaid card. In addition, you may have to pay an amount for the card, but you will not incur annual fees, and it is good for tighter spending control.
Therefore, there are four types of prepaid cards: national, which is only valid in Brazilian territory; the corporate, whose use is for depositing wages or benefits and vouchers that the employee receives; international, which can be used in any country that accepts the card's flag; and the gift card, which is not usually rechargeable and can only be used in a specific store.
Banco Inter cashback
Banco Inter is a digital bank that introduced a new modality in the prepaid card that offers some advantages to its users: credit debited on the spot. It consists of paying for purchases on credit, but the amount will be debited from your account at the time of purchase, and not with the payment of the invoice. In addition, when buying through this modality, Banco Inter gives cashback.
Cashback is the return of a portion of the purchase price and, in this case, the amount will be returned within 30 days to the user's own checking account. Regarding the percentage, it varies from 0.25% to 1.25%, depending on the category of your card. Therefore, if you are interested in making this prepaid card, just access the cards area of the Banco Inter application.