Earlier this year, the Federal Government announced the Green and Yellow House program, which would provide better housing conditions for thousands of people. Since then, they have been waiting for the release of the notice to participate in the measure. And, although it is not known exactly when registration will open, the Government says that many have already managed to apply in 2022. Furthermore, it is speculated that up to 1.6 million people will realize their dream of owning a home through the program.
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Green and Yellow House Program
The main objective of the program is to integrate low-income families into the context of cities. Therefore, the Government guaranteed that the idea is to prioritize urban centers when building these properties. With this, the State ensures that this portion of the population has direct access to public services in the city, such as universities, hospitals, job options and specialization.
The works must take place from a partnership between the federal, state and municipal bodies. In this case, the municipalities and states must collaborate with the provision of space for the construction of popular houses, while the financial resources are mostly from the federal government. Furthermore, it will be the state or municipality that demonstrates interest in developing the program in its territory. Therefore, it is an initiative that needs mutual help.
Who can carry out the financing?
The maximum amount for borrowing from Caixa Econômica Federal is R$ 264,000. However, there is no final interest rate for the payment of installments. Therefore, this amount may vary depending on the type of loan the customer wishes to raise. Finally, the rules for being able to carry out the financing are as follows:
- Family nucleus with income equal to or less than R$ 2 thousand;
- Families with income between R$ 2 thousand and R$ 4 thousand;
- Family groups with income between R$ 4 thousand and R$ 7 thousand.
