Many have the desire to have an extra income with an unlimited term, and this is possible by investing in dividend stocks. This is because knowing how to invest, this type of investment generates returns capable of covering all your expenses, thus consolidating itself in a passive income. However, not all companies pay dividends. So check out the tips how to invest in good dividend paying stocks. Keep reading!
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What is the most recommended sector?
When we talk about the best sector for those looking for good dividend payers, energy companies, sanitation and financial institutions are the most recommended. This is because such companies do not demand high and frequent investments, since, due to their time of operation in the market and business consolidation, manage to regularize themselves with their own cash fund and pass on profits to shareholders.
Thus, for those looking for passive income, dividends are the most recommended alternative, and the best payers are mature companies from sectors that are already structured.
Can I concentrate my investments in a single sector?
Many specialists affirm that the practice of concentration of investments should be avoided, since since putting money in several companies of only one segment can increase the chances of prejudice. Because, if there is some kind of sector downturn, all your investments could be impacted.
What is the profile of those who should invest in dividends?
Having part of your income allocated to dividend-paying companies may be an option for some people. Therefore, if you have a more conservative profile, it is not recommended to buy shares.
There is still the moderate investor, for whom it is recommended to diversify investments. Thus, this profile invests an average of 30% of the portfolio in variable income assets, being able to direct from 15% to 20% of the money to companies that pay good dividends.
Investors with a “courageous” profile opt for shares in companies that have large market fluctuations, because they can generate the possibility of obtaining greater gains. For this reason, this profile is not in the habit of focusing its strategies on good dividend payers.