This news promises to please a lot! Now making PIX using the credit card through RecargaPay is an alternative for people who don't want to charge values directly on the available balance in the bank account or they do not have them at the moment. If you've ever found yourself in this situation, know that it's possible to use the card's limit to be able to make transfers, as long as there's a limit to carry out this operation.
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What is the installment PIX?
This modality is a resource that was created by the Central Bank itself, which serves to increase the most popular instant payment functionality in Brazil today: the PIX. With this functionality, it is no longer necessary to have the account balance to be able to transfer via PIX. To do this, simply use the amount available on your credit card limit and pay the amount to be paid in installments with the application.
The function can operate in different ways, depending on the financial institution your credit card belongs to. If you choose to use the installment method, you need to be very careful about the interest charge and also about the deadline established by the bank for the payment of the installments.
How do I know if I can use the PIX in installments on the RecargaPay platform?
All platform users can use the PIX tool in installments and benefit from this utility. The installment of the amount sent in the transactions can be divided into up to 12 installments. It is important to say that, even if the service is free, the payment of installments will carry interest of approximately 3.49%.
Another point that is important to remember is that it is necessary to have an active account on the platform to make payments and check the available limit of the card to be used. Only then will you be able to use the tool to make the payments you want.
How do I make a PIX with a credit card through the app?
To use the PIX feature in installments on RecargaPay, for example, just access the app available for Android and iPhone (iOS) by following the steps below:
- You must open the RecargaPay application;
- Right on the home screen, it will be possible to view the option “PIX with card”;
- Just click and type the key from who will be receiving the value;
- Now you will need to enter the total amount of money you need to transfer;
- In the payment method, select “credit card”;
- Register the one you would like to use;
- Select how many installments you want to pay;
- insert the password and confirm the PIX transaction on your credit card.
After using the function, the amount will be credited to the other person in full. In view of this, you should only pay attention to the payment term of your credit card so as not to delay anything.
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