The Lula government finds itself in a real impasse regarding the payroll loan for retirees and pensioners. In this case, the disagreement arises in relation to a possible need for total suspension of the modality. Therefore, a new interest ceiling is being studied for the payroll loan for retirees!
Pension Council approves interest rate cut
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Already last week, some efforts were made to avoid the complete suspension of the release of these loans. In this case, the National Council of Social Security approved in a meeting the reduction of the interest rate. Thus, the agreement was that the new ceiling would be 1.70% per year, instead of 2.14% per year, which was the previous ceiling.
However, both private and public banks found it impossible to manage loans under the new cap. As a result, this type of credit was suspended, which, in turn, created a climate of uneasiness between the Minister of Finance, Fernando Haddad, and the Minister of Providence, Carlos Lupi.
In view of this, it is clear that the government's great interest at this moment is to find a compromise between the interest rate value in order to avoid suspension. This should even be the next agenda for an extraordinary meeting of the National Social Security Council. In it, the board members must decide what the new ceiling will be.
A new ceiling suggestion
The need for a new roof has put many challenges to the government technicians, who continue in the study in search of a middle ground. Thus, one of the possibilities is to decide, at the next meeting, that the interest rate be between 1.81% and 2%. This would allow banks, both public and private, to return to granting payroll loans.
This would also be a way to break with the uneasiness between ministers Haddad and Lupi (which, according to rumors, was due to communication noise). In this case, Minister Lupi understood that President Lula endorsed the reduction of the payroll loan. However, the president only signaled that it would be possible to discuss the proposal.