A little more money annually is a wish of all workers. O birthday withdrawal is one of those options. However, the Minister of Labor, Luiz Marinho, considered the possibility of ending this benefit. For him, the withdrawal of this value weakens the purposes of a reserve at home for unemployment and housing financing. Learn more about this subject.
For you who are a Brazilian worker and wait anxiously for the birthday withdrawal, understand why this benefit may end.
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For the Minister of Labour, Luiz Marinho, the birthday withdrawal empties the Severance Indemnity Fund (FGTS). Even if several of his PT allies agree with his conduct, several others warn about the possibility of workers getting indebted.
For the economic consultant José Rita Moreira, it is a fact that the birthday withdrawal is a facilitating agent for the workers pay their debts, go shopping or simply handle finances in a time of need.
He goes on to say that if this benefit is interrupted, the money will stand still and will not yield anything, and in the hands of the workers it will be able to move the economy through purchases.
For those who don't know, the birthday withdrawal offers 50% of the total value of the FGTS. According to surveys, in the last year around 28.9 million workers resorted to the benefit, which generated an injection of R$ 12 billion in the country's economy.
Created in 2019, it served to leverage Brazil's economy. It can be used to finance real estate or withdrawn if the worker has not been fired for just cause.
It is already studied that the FGTS has a return of 3% per year. If we compare it to savings, which double the profitability, it is, in fact, very low. In addition to little income, the money stays with the government and is deducted monthly.
Still on the subject of the birthday withdrawal, the partner at Fatorial Investimentos suggests that the money be managed by the worker himself. But, with a big observation, the more money, the more inflation and yield curve.
