Default continues to grow in Brazil. To get away from this, debt renegotiation is essential. Miscellaneous researches show that more and more people are having their names negative because of outstanding debts. Thus, the best alternative to achieve the desired stability has been renegotiation.
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Advantages of debt renegotiation
It is a fact that the negotiation of debts is something of great importance for those who seek the best way to settle your debts with better conditions, such as a good interest rate reduction or a number of installments interesting. Some even get a longer payment term.
See the main advantages of entering into a renegotiation:
Stop having expensive debts to have cheap debts
When you seek the creditor in order to renegotiate what you owe, better conditions may be presented by him, such as an interest rate smaller installments, the decrease in installment values and even a much longer term extension that makes more sense for your reality financial.
clear the name
This will make it much easier for the worker to get credit more easily. This implies both a higher credit card limit and the ease of obtaining loans and financing.
Learn to have a financial plan
Something like this will certainly help the person to settle their debts without a headache and in an easier way. The idea is that the consumer learns from his mistakes, precisely because he has already been indebted.
How to renegotiate debts?
To help those people who have their names negative, the Federal Revenue has opened a deadline for the renegotiation of small debts. Therefore, individuals, micro and small companies are having this chance.
Debts of small value are those that involve up to 60 minimum wages, that is, approximately R$ 72,720. Payment can be made with a discount, divided entry and installment of the remaining amount in up to 52 months. Membership is open until November 30th, on the e-CAC portal (Virtual Federal Revenue Service Center). The service is available in the “Tax Transaction” menu, in the “Service Concentration Area” option.
