The National Institute of Social Security (INSS) announced a 5% margin increase in relation to the withdrawal of payroll loans. Thus, retirees and pensioners will be able to enjoy this benefit later this year. So check out more details about the margin increase for pensioners and retirees.
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Learn more about 5% margin increase
The Federal Government released the Income and Opportunities Plan in the Official Gazette on March 18. The program aims to help Brazilians increase their income and expand their purchasing power. One such item is the increase in wage loan deposits. From now on, policyholders will have an extra 5% to rent a payroll loan. That is, a total of 40% of the income amount is spent on renting these products.
Another novelty is the option to use 40% payroll loan or 35% loan and 5% credit card. Before this program, the use of the full security deposit could not occur with a payroll loan. The 5% deposit released can be withdrawn by INSS policyholders and also includes beneficiaries of the continuous cash benefit and those of the Auxílio-Brasil.
See deadlines to start enjoying this benefit
According to the agency itself, DataPrev has until the end of this week to update the payroll of policyholders. After that, the bank initiates the payment. Therefore, whoever makes the request should receive the amount in the account in about 7 to 10 days. To take out a salary loan, you must be between 21 and 75 years old. In addition, it varies from bank to bank and some allow withdrawals as long as the installments are reduced. In addition, policyholders with a payroll loan in nine lines will not be able to use the increase in the guarantee.