Currently, around 11.2 million workers across the country have officially become individual microentrepreneurs (MEIs), according to the Ministry of Economy. So, with the aim of formalizing the work on its own, the MEI is a business model that offers multiple benefits to workers, but most do not know they have rights.
So, check it out below. why you should formalize as MEI and discover some of its benefits.
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Why should I formalize myself as MEI?
There are several reasons why we can take advantage of the MEI, among them the practicality of being able to open a company. In addition, by officially becoming a MEI, you guarantee that you are registered as a legal entity (CNPJ) and will be able to issue invoices, which will expand the scope of your business opportunities.
4 benefits that many MEIs do not know they have
- Retirement due to old age or disability
MEI retirement also takes into account the age and contribution time of the worker, being 62 years for women and 65 years for men, both with 15 years of contribution.
In the case of disability retirement, the required grace period is 12 months of contributions, regardless of age. This option is allowed when the person suffers from a certain illness or accident that prevents him from continuing to work.
- maternity allowance
For women, maternity benefits are similar to maternity leave, allowing mothers to earn wages after childbirth or adoption. However, for the woman to be entitled to this aid, she must contribute to the INSS for at least 10 months by paying the Simples Nacional Collection Document (DAS).
- death benefit
MEI holders receive a death benefit due to the loss of a spouse, the duration of which depends on age. To receive benefits, you must be in a stable union or marriage for at least two years and have contributed to Social Security for at least 18 months.
- Social Security coverage for dependents
In addition to providing social security for themselves, they also expanded coverage for dependents. With Social Security, pensions remain the same, even if workers temporarily stop contributing.
DAS payment on time
Another aspect that is also advantageous is that there are no surprises when paying the taxes due, as you make the same payment every month, and the amount is updated only when the minimum wage changes. But to get these benefits, you need to understand the monthly contribution DAS and do it correctly.