According to the law, is it possible for a person to accumulate two pensions?

It is common for people to wonder whether, in the case of working two jobs, it is possible to receive two pensions. In this case, the answer to this is that yes, there is such a possibility. However, this receipt occurs provided that what the law says in the specification regarding retirement regimes is complied with. Throughout this article we explain more about this, so follow along and read and learn more!

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When can someone receive two pensions?

Before we understand a little more about the procedures that allow the existence of double retirement, we need to understand about the retirement regimes. In Brazil, there are two regimes in operation. Are they:

  • General Social Security System (RGPS): It houses the majority of workers who are linked to a private company and who have a formal contract;
  • Own Social Security System (RPPS): Takes care of retirement and other social security benefits for public sector workers; This also includes military.

Thus, legally, the only way to be able to receive two pensions in Brazil is when the same worker worked within both regimes. As a more common example, we have teachers who often work in both the private and public sectors of education. However, they are not the only ones. This is because there is a great diversity of professionals who retire through both the RGPS and the RPPS. For example, there are also doctors and health professionals who provide care in private practices and in the public sector.

As you have already noticed, the list extends to several professions that manage to have more freedom of action. However, the condition of public servant does not always allow for a performance in the private sector as well.

How to apply for pensions?

Those who had the experience of working in both sectors and are also of age and have worked for the least amount of time, should apply for both pensions. In each case, it will be necessary to apply to both regimes with the necessary documentation. Furthermore, it is necessary to point out that any other form of double retirement is considered an infraction. Thus, in case of proof of fraud, in addition to losing benefits, the person will also have to face legal proceedings.

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