Many customers wonder why they cannot have their credit limit expanded through the Nubank. However, the value determined by the bank is based on the user's credit analysis and financial security. Therefore, some points are taken into consideration such as the score, unrestricted name, proof of income and debt history.
The application analyzes some points in the user's financial history, such as if he has a negative name and his payment history, for example. Read on and see how you can increase your credit limit. Nubank card in an easy and practical way.
see more
Large Brazilian banks, such as Bradesco and Caixa, are the target of malware…
Alert: these are the dangers of paying the minimum on your credit card bill…
How to apply?
See the step by step:
First, open the Nubank application and click on “Credit card”. After that, select “Adjust Limit” and click on “Ask for a raise“. Finally, enter the desired amount and choose the reason for the request. Now, just wait a few seconds for the application to analyze your request and approve or not.
How to get a raise?
How to get a limit increase through the app:
Any user can request an increase in the Nubank credit card limit. However, it is not guaranteed that the customer will get it. In fact, the card limit may be lower for some users, depending on the analysis performed.
However, this value is not always the same. Nubank uses a kind of algorithm to establish the limit available to each customer. That is, it is necessary to gain the trust of the bank to be able to increase your limit.
For this, it is important not to have your name negative in credit protection agencies and to pay your card bill on time. Another measure that can help in your achievement is to centralize all expenses on the card, approaching the maximum limit and requesting a higher amount through the application.
