WhatsApp always has updates that serve to improve the lives of its users. With that, a new shortcut has been added and we want to let you know how to transfer money by WhatsApp.
The WhatsApp Pay feature was made to make life easier for app users to make transfers and payments without having to go to the bank. With Central Bank approval in March, Brazil is the second country to have this functionality. Initially, the tests were done in India.
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WhatsApp Pay can carry out purchase, sale and movement of funds, but cannot offer loans or financing to users. According to Facebook, the company that manages WhatsApp, the payment service is safe and protected with layers of security, such as PIN and biometrics.
How to use WhatsApp Pay
First, to use this feature, you must have installed the most up-to-date version of the messaging application.
- Select the contact that you have maintained or maintain conversations in the application and in the message bar, click on the button with the symbol of “ clip” on Android phones and “more” on iOS. Well, to start transferring, you need to register a valid debit card, with Mastercard or Visa flags.
- Select the option “Payments”, which is among the options for documents, photos, videos and location;
- Click and enter the amount you want to transfer this first time you use the service;
- Enter the payment method and a Facebook Pay tab will open with the terms of use of the service.
To use the service, you must agree to the terms of use.
Create a PIN for Facebook Pay. The PIN is the transaction's electronic signature. Insert your personal data: full name and CPF.
Add a debit card issued by one of the partner banks. You will receive a code via SMS, via email or via the bank app. After verification and configuration, it is already possible to make transfers.
Learn more about WhatsApp Pay
Finally, the Central Bank authorized the following banks to offer the service: Banco do Brasil, Bradesco, Inter, Itaú, Mercado Pago, Next, NuBank, Sicredi and Woop.
Therefore, each transaction can have a maximum value of R$1,000 and the monthly limit is R$5,000. According to the Central Bank. In addition, it is possible to make up to 20 transactions per day, only within Brazil, only in reais. Partner banks can set lower limits.
Always remember to verify the contact when you receive a transfer request from an unknown number. If necessary, you can block or report the number.
So, the service is completely free and works 24/7 and transfers are fast.
So, now that you know how to transfer money via WhatsApp, forward this article to that friend of yours who will also love to hear the news.
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