Many people wonder whether to put the CPF in the note increases Serasa's score, since it is he who says the probability of catching up on debts during a year. Therefore, it is extremely essential to understand what really influences the Serasa score. Therefore, we clarify this doubt so that you know at once if the CPF in the note increases the score or not. So check it out.
Understanding the relationship between the CPF on the invoice and the Serasa score
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As previously mentioned, the score is responsible for indicating the probability that an individual or legal entity will remain in good standing with its debts for 1 year. Therefore, through your score it is possible to check the situation of your debts.
What does the Serasa score say?
First, you need to understand how the Serasa score points system works. Ranging from 0 to 1000 points, the score is calculated based on the credit history and payment of debts, whether of an individual or legal entity. With this, the scores are separated by zones that indicate their status.
SCORE SITUATION | PUNCTUATION |
Low | 0 – 300 |
Regular | 301 – 500 |
Good | 501 – 700 |
Great | 701 – 1000 |
Who are the main influencers of the score?
The main factors that interfere with the score are: credit history, number of inquiries by CPF by other companies, payment on time and credit limit used.
After all, does the CPF on the note increase the score?
That said, the answer is: no. Putting the CPF on the note, unfortunately, will not interfere with your score. This is because the score has nothing to do with issuing invoices, it only behaves according to credit and debt payments.
Incidentally, the practice of inserting the CPF on the invoice aims to combat tax evasion and encourage conscious consumption. Also, one of the advantages of doing this is the possibility of receiving part of the amount paid in the form of credit or other benefits.