With the advancement of technology, it has become feasible to make payments only using your cell phone, but not using your bank's transfer function or Pix. The function is now performed literally by bringing your cell phone closer to another device. Therefore, NFC is the name of this technology that allows you to send and receive information between these devices.
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This technology became known for making payments much easier and more modern, using approximation. However, not all devices have this possibility. So, see if your cell phone is capable of making this most current form of payment.
It is important to emphasize that this functionality is different from existing ones, such as Bluetooth and Wi-Fi. Therefore, NFC is indeed a wireless technology, but it needs the device to be close for there to be the operation. See below if your cell phone has the NFC function.
Walkthrough for Android
Some features of the Android system are different and allow the transfer of files such as photos and PDFs through Android Beam, a proximity technology.
First, open your device's settings. Then click on the search option and type “NFC”. If your cell phone shows any results in the search to activate or deactivate this function, this will indicate that your device has this technology.
Step by step to see the NFC function on iPhone
NFC has appeared for Apple devices since the iPhone 6, which only supports payments using Apple Pay. Over time, technology improved, and from the iPhone 7 onwards, it is possible to read labels and even use the device to rent scooters and pay for some parking.
iPhones 7, 7 Plus, 8, 8 Plus and X have NFC read-enabled. If the user wants to read tags with this technology, the function must be activated in the settings.
Later iPhones no longer need this, as they now use passive reading. Therefore, the user does not need to activate anything for the smartphone to interact with the technology, working automatically.