With the economic recession that has been hitting Brazil in recent years, some banks are promoting alternatives in order to provide credit to their customers. In this sense, a program will be launched that will offer loans of up to R$ 3 thousand by Caixa Econômica Federal. Check out some information on the subject.
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Loans of up to BRL 3 thousand at Caixa
Caixa's prediction is that the strategy will benefit around 20 million people, including those who are negative. In addition, the new line of credit should become available in February.
How will the loans work?
So far, Caixa has not released many details about the new program, but it should inform in the coming days what the requirements for acquiring this new loan modality will be. In addition, the institution already has many other lines of credit, including those for the negative public, in case there is any good to pledge.
Another public that Caixa intends to reach is people who are not affiliated with any financial institution. Caixa is expected to open 300 physical branches still in 2022, especially in the interior of the Northeast and North regions. The objective is to facilitate people's access to branches.
This expansion of the service is part of a strategy called “electoral package” by President Jair Bolsonaro (PL). In this sense, the package also includes other measures such as transfers of the national gas voucher and the Auxílio Brasil program.
Box news for MEIs
Caixa also intends to launch a credit option aimed at Individual Microentrepreneurs (MEIs). In this way, it will be a strategy made available through the Caixa Tem application, which is a Caixa's digital tool and has more than 109 million digital social savings accounts free.
Although Caixa Tem was created in 2020 in order to make Emergency Aid payments, the application underwent modifications and currently has other tools, such as the credit card option, contracting the FGTS birthday withdrawal, receiving Auxílio Brasil and loans.
Finally, if you are interested in the new credit options that will be available soon, pay Pay attention to the news to find out what it will take to secure your loan of up to R$3,000 for Box.