Currently, the Banco Inter announced on its social networks that it reached the mark of 1 million young accounts on its kids account. This is a bank account focused on minors under 18 years of age. This great news from the digital bank, created in 2020, was requested by parents and guardians who want to teach their children about financial education and the like.
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How does the Banco Inter kids account work?
The Banco Inter kids account modality is 100% digital, free and operates like a common digital account for adults. However, it must be managed by parents or guardians who are over 18 years old.
Therefore, in order to open a kids account, it is necessary to send a photo of the RG and CPF of the minor and the person responsible to Banco Inter. The opening process is completely online, practical, fast and simple.
And the Metaverse?
According to the financial institution, in January 2020, the kids account totaled 65,700 young account holders. Recently, the bank reached 219,400 underage account holders on its platform.
In an interview with Money Times, Priscila Salles (CMO of Banco Inter) disclosed that, at the moment, the institution closes around 80,000 kids accounts per month. Of this total, 80% of the accounts are from teenagers between the ages of 13 and 17, and 20% are from children between the ages of 0 and 12.
In view of this, Banco Inter intends to teach young people to make investments and, in addition, to have a better financial education to know how to handle money in the best way, as adults. In this way, the institution wants to promote a home break that is practical, simple and easy to handle.
According to the company, young people will also need to take an investor profile test to identify whether they are more conservative, moderate or bold before starting their future applications. Investment through Metaverso has the main objective of getting closer to the language of younger people. In this way, the banking experience will become more gamified, making young people create a more fun, lasting and long-term financial experience.