Is it possible to opt out of the birthday withdrawal? Check it out here

In 2019, the birthday withdrawal, which came into force the following year. This modality allows workers to withdraw a portion of the balance of the FGTS annually, in your month of birth.

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However, those who join the anniversary withdrawal will need to register. However, by doing so, the worker will be giving up the possibility of withdrawing the FGTS balance in the future, in case of dismissal without just cause.

Thus, if he wishes to regain the right to withdraw the FGTS at the end of the employment contract, it will be necessary for the worker to give up his annual birthday withdrawal.

Is it possible to opt out of the birthday withdrawal?

Yes, however, it is necessary to follow the rules that are applied on the withdrawal, as it is not possible to give up the annual withdrawal from the Guarantee Fund immediately after the request.

According to the norm, withdrawal is only possible after 2 years of enrollment. That is, those who joined the anniversary withdrawal in 2020 will only be able to withdraw in 2022.

So, although it is possible to give up the birthday withdrawal, the employee will only be able to do this 2 years after joining. In this way, if there is a dismissal without just cause during this period, it will no longer be possible to withdraw the FGTS balance.

How do I cancel my birthday withdrawal membership?

If you signed up more than 2 years ago, you can opt out of the anniversary withdrawal. Check out the step by step below:

• First, access the FGTS website or application;
• After logging in, click on “Birthday Withdrawal” on the homepage;
• Read the clauses and click “Continue”;
• Soon after, click on “Change Systematic FGTS Withdrawal” > “Yes”.

And ready! After joining the anniversary-withdrawal completes two years and the worker cancels it, it is possible for him to access the termination-withdrawal again.

After opting out of the anniversary withdrawal, it is possible to join the annual withdrawal at any time.

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