Although many people are unaware, in cases of psychiatric disorders and mental illnesses, the INSS offers financial assistance to cover the costs of treatment. So keep reading and find out which psychiatric illnesses entitle to INSS assistance.
Read more: Check the benefits that will be paid with interest and monetary correction by the INSS
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What psychiatric illnesses does the INSS cover?
See the list of the main mental disorders that the INSS guarantees the benefit:
- schizoaffective disorders;
- depressive disorders;
- autism spectrum disorder;
- disorders due to alcohol use;
- bipolar disorder;
- anxiety disorders, including panic disorder, phobias, etc.;
- obsessive compulsive disorders.
Understand the difference in the types of aid for each case
In order to receive psychiatric benefit, an individual must meet the criteria for one of the three different types of benefits that provide such coverage. In the first case, to receive sickness benefit, the insured person must submit a certificate of incapacity for work to the competent body for at least 15 consecutive days. In addition, it is necessary to confirm that you are insured and still have at least 12 contributions.
In the second case, for disability retirement, the insured must prove that they no longer have any capacity to carry out another activity. In this sense, he must prove his permanent disability or insusceptible rehabilitation. In addition, you must also ensure that you are insured and have at least 12 contributions.
Finally, for people with mental disorders or low-income people, the Benefit Continuous (BPC) may be requested, as long as the necessary medical or financial.
With that, it is also worth noting that all these documentary evidence of the state of the insured person requesting the aid must undergo the evaluation of an INSS doctor. In this way, only after receiving the medical report can the process continue without problems.
Find out how to schedule a medical examination
To schedule the medical examination, you will need to enter the My INSS application, click on “Schedule examination” and then on “New application”. So, just choose “Initial skill”, if it is the first time or “Extension skill”. Finally, just follow the instructions and add your personal data to complete the order.