O Just is a fintech that works to innovate and optimize financial system services, acting as a banking correspondent for the Sorocred bank.
The company analyzes the user's finances to decide the conditions for offering credit, thus offering a fairest interest rate, not to mention that the process is simple and 100% online.
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As it is a dynamic and transparent process, Just allows the customer to access the information found during the credit analysis, so that the user can know the your CPF status and having a kind of ′′ x-ray ′′ of your finances to identify if there are any financial habits that need to be changed.
In addition, Just shows you the maximum amount you can pay in installments, without compromising more than 20% of your monthly income.
How to Apply for a Loan Online at Just (Step by Step)
1. The first step is if register with email, cell phone and password.
2. Soon after, enter your CPF. The partner Boa Vista SCPC assists Just in the search for the situation of its customers.
If there is any irregularity, the Boa Vista SCPC returns with some pending. In this case, the Bank will not have any offers for you at this time, but will provide you with information regarding the overdue amount and which company has protested your name. That way, you can go back as quickly as possible and get back with the request.
3. Connect your bank account, for fintech to analyze your finances to understand your income and how you spend money, so you have a better chance of approval.
The bank account connection is a secure process! It is not possible to carry out bank transactions since the password entered is only for viewing.
4. When approved, it is possible to check the amount, term, interest rate and payment date of the installment. It is also informed how much you will commit your income to the loan. After that, you just need to send a photo of your CNH and digitally sign the contract.
5. After this process, the company will check your documents and review your finances and if everything is in its due regularity, within two business days the requested amount will be credited to the account you connected.
See too:
- BV Financeira Personal Loan: How To Do It, Simulation, Calculation
- Banco do Nordeste Loan: How to do it?
