A bill (PL 1989/22) was created with the aim of limiting the data used by people when creating a PIX key. The goal is to try to make it difficult for people to access information, such as cell phones and e-mails.
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Today, we can find more keys registered in the system than the number of people who have bank accounts, data that came from the Central Bank (BC) referring to PIX keys. This means that many customers have more than one key registered for the same account.
Users of the PIX tool can register any code (random key), email, cell phone or even CPF/CNPJ as a key. As keys are frequently used by those involved in banking transactions, data personal data may be misused in an easier way by those who are malicious.
This is precisely what the PL takes into account and aims to avoid, and the creation of keys will be restricted to the CPF or CNPJ of whoever is going to use it. “Using private information, such as e-mail or even telephone number, makes life easier for criminals when it comes to committing a crime. crime, and for those who seek to correct this, more difficult to apply the due punishments", commented Deputy Vicentinho of PT-SP, who is the author of the PL.
He is also proposing in the text that the random key is no longer used, even though it may be considered a safer way to use the function. It also ends up harming someone possibly responsible for any crime that may happen.
This proposal will be analyzed by the Finance and Taxation Committees; and Constitution and Justice and Citizenship. It is expected that the approval of this law will take place and be applied later this year.
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