Many workers may not have this information, but in cases of unfair dismissal, it is the right of the worker to maintain the health insurance under the same conditions offered during his employment relationship with the company he worked for. However, the insured must pay the full amount of the plan.
To keep the plan active, it is necessary that the recipient pay the company's portion and your contribution portion, that is, 100% of the contracted amount. It is also possible to keep the dependents that were included in the contract or even the spouse or child.
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According to the legislation that deals with the subject, the health plan can be maintained for a determined period of time, equivalent to ⅓ (one third) of the time he was employed and contributed to the plan, with a maximum period of two years.
The conditions required to maintain the health plan with the same coverage received before the termination are:
• Dismissal without just cause;
• Contribution of part of the plan's monthly fee while at the company;
• Pay the full amount of the plan after termination;
Therefore, it is also worth highlighting the reasons that do not allow the beneficiary to be entitled to maintain his plan after leaving the company, reasons cited below:
• Situations of dismissal for just cause, consensual, or in requests for dismissal;
• Join a new job;
• Company pays 100% of the plan value;
• Not being within the time limit for maintaining the plan (minimum 6 months and maximum 2 years). In this case, the plan is terminated.
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