Did you know that January 24th is Retirement Day? Also, did you know that retired people can ask for a review of the amount received? Well, now check out some retirement benefits, in addition to the monthly remuneration.
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Health insurance
Yes, it is possible to maintain the health plan during retirement. In the case of contributions for up to 10 years, it is possible to maintain medical assistance for the same period. On the other hand, if you have paid for more than 10 years, you are still entitled to the plan once you want to pay the full monthly fee.
FGTS withdrawal
The total withdrawal of the FGTS is a right guaranteed to every worker when he retires. If you go back to work at the same company, you can withdraw every month. However, if it is at a different institution, the withdrawal can only be made at the end of the contract.
death benefit
It is possible to keep both benefits. In this sense, in order to retire without losing the remuneration of the pension due to death, it is important to choose to receive the smaller amount proportionally and the larger amount in full.
Application for retirement review
To support the review request, you must have reasons such as the addition of unhealthy time or labor process and reassessment of concurrent activities, for example. It is important to apply before completing 10 years of retirement. In this way, it is possible to increase the value of the benefit.
family allowance
According to art. 65 of Law 8.213/91, retirees due to disability or old age, as well as those over 65 years old (in the case of men) or 60 years old (women), can receive the family allowance together with their retirement.
Income tax refund
To access the refund, you must be 65 years old or older and have received more than BRL 1,903.98 monthly and BRL 24,751.74 annually in retirement or pension.
real estate discharge
Many people do not know, but in case of disability retirement it is possible to use the Concession Letter to pay off the debt. This is because in most real estate contracts there is insurance for cases of incapacity or death.
25% increase
The additional 25% or “Great Disability” is a benefit for people who need the assistance of a third party for their permanent care.
PIS/PASEP
The PIS/PASEP withdrawal is guaranteed for all retirees who worked in the period between 1971 and 1988. In this way, the balance can be consulted at a Caixa Econômica Federal branch, just presenting the CPF.
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