With so many technological advances, new arrivals no longer cause so much astonishment, especially in the financial area. After cards that make contactless payments without the need to insert and type the password, in the near future we will have voice payment information on device speakers.
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This function can help in security of the card user in situations of haste or, as it has been happening lately, when malicious individuals place an amount well above the actual value of the purchase. But in addition to security, this modality has the main purpose of ensuring accessibility for customers with visual impairments, and thus also certifying their security against payment fraud.
This technology aims to improve card payment experiences for people who are financially disadvantaged because of their visual condition. This is because many individuals take advantage of someone who is blind, for example, to change the purchase price and give the wrong price, without it being noticed.
Understand how payment by voice command works
The technology of cards with payment by voice command is close to being commercialized and entering our daily lives. This is because the main companies in the segment, Mastercard and Visa, have already guaranteed the novelty.
Soon we will have several different banks having the function on their credit and debit cards. Although it is not yet available, it is important to know how it will work, understand its advantages and how to include it in your card.
The technology was developed by the company Thales together with fintech Handsome, which aim to improve the lives of people with some type of disability. The Thales card is connected to a device that receives the value of your purchase. The total is passed on to the customer through a mobile application via Bluetooth.
In this way, the user can hear the purchase information on the cell phone speaker or headphones. Thus, the customer will have the guarantee that the amount placed in the card machine is correct.
”At Thales, we know that innovation has the potential to solve many problems. That's why, with the support of Handsome and based on Thales' great experience in developing solutions secure and convenient payment options, we decided to address the concerns faced by blind and disabled people visual. Since then, it looks like the solution has proven useful for other shortcomings. We are excited to see our innovations contribute to creating more sustainable and responsible payment solutions.”, said Bertrand Knopf, Vice President of Banking and Payment Services at Thales
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